Lulo integrates with established, audited lending and yield protocols. Your deposits are deployed directly into these protocols. Lulo is the routing and optimization layer on top.

Every protocol we integrate meets a strict set of criteria before being added.

Integration Criteria

Open source smart contracts. Independently audited by reputable security firms. Established team with public track record. Meaningful TVL and operational history. No prior loss-of-funds incidents.

Protocols that don't meet all criteria are not integrated, regardless of yield.

Current Integrations

Kamino Finance Automated liquidity and lending on Solana. Kamino's lending markets are among the largest on the network. https://app.kamino.finance

Drift Protocol Decentralized perpetuals exchange with integrated lending markets. Drift's lending pools are backed by its trading infrastructure. https://www.drift.trade

MarginFi Lending and borrowing protocol on Solana with a focus on risk management and capital efficiency. https://www.marginfi.com

Jupiter Solana's leading aggregator, with lending markets through Jupiter Lend. https://jup.ag

Morpho Permissionless lending protocol enabling optimized lending and borrowing through isolated markets and curated vaults. https://morpho.org

Pendle Yield trading protocol that splits yield-bearing assets into principal and yield components, enabling fixed-rate strategies and yield speculation. https://www.pendle.finance

Manifest Trade Solana-native order book exchange with integrated lending infrastructure. https://manifest.trade

Neutrl Delta-neutral yield protocol generating stablecoin returns through hedged strategies. https://neutrl.fi

Maple Finance Institutional lending protocol offering structured credit products and undercollateralized lending to vetted borrowers. https://www.maple.finance

How Allocation Works

When you deposit through Lulo, your capital is allocated across these protocols based on your strategy:

With Direct, you choose which protocols to include and set exposure caps. Lulo optimizes within those constraints.

With Protected and Boost, deposits are diversified across integrated protocols automatically.

In every case, your funds sit directly in the underlying protocol, not in a Lulo-controlled pool. You can verify every position on-chain.

New Integrations

We evaluate new protocols on an ongoing basis. Integration requires passing our security criteria and a dedicated audit of the Lulo adapter contracts that connect to the new protocol. If you're a protocol interested in integrating with Lulo, reach out!